Solar brings peace of mind to Joseph
Fewer than a quarter of Kenyans have some form of health or insurance cover which means a stay in hospital often results in families being plunged into financial uncertainty. In fact every year, nearly one million Kenyans are pushed below the poverty line due to healthcare expenses.
When Joseph Orwaru, a smallholder from Karachuonyo in Homabay County, Kenya, was admitted into hospital for 13 days earlier this year, he was able to rest easy and focus on recuperating knowing he had Azuri HospiCash income cover and life insurance.
Joseph opted into HospiCash as part of his pay-as-you-go-solar home lighting package from Azuri. For as little as 4 cents per day in addition to his pay-as-you go contract, Joseph has financial security for his family when his is unable to work. HospiCash provides KSh1,000 income replacement for each day in hospital.
“It is so simple! I am able to pay weekly with one payment for both my solar and insurance. If I have any questions then I call the agent, I don’t have to speak to a call centre far, far away or fill in long forms.”
A locally-based Azuri agent is Joseph’s point of contact for both his pay-as-you-go solar and for his HospiCash insurance. Once discharged from hospital, Joseph simply got in touch with his Azuri agent and the claim was approved within 48 hours and money sent to his M-Pesa account.
With the money from his claim, Joseph was able pay his hospital expenses, the prescription medicine he needs and was also able to buy food and necessities for the family while he continued his recovery at home.
“If there’s one choice I have made that I am proud of most, it is to have taken Azuri’s HospiCash offer. Without it I would have had to leave hospital and go to work sooner to pay debts for medical care and medicine.”
Fortunately, Joseph says he is fully recovered and is happy being back on his smallholding preparing his next harvest.